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This topic focuses on issues relating to Monetary Policy (The FED) and U.S. Federal Reserve Banks. 

Changes in Federal Reserve rates (1995-2018). Result of the FED’s aggressive interest rate increases led to significant recessions.

Why This is Important:

The Fed Fund Rates (FFR) is the rate charged by the Federal Reserve for overnight loans. The FFR is directly tied to bank interest rates. As the FFR changes, so do the interest rate costs to consumers. Thus, a change of interest rates impact the thew borrowing costs of home mortgages, vehicle loans, credit card rates, business loans, and anything tied to business or consumer interest rates. Thus interest rates are critical to watch during any economic cycle (chart above).

Jerome Powell, Chair of the Federal Reserve replaced Janet Yellen on February 5, 2018. Wikipedia/ public domain.

The Oct. 30, 2018 report below discuses power shift in the 2018 mid-term elections. We talk about part of this risk is interest rate risk which is directly accountable to the FED, who has been raising the Fed Fund Rates.

2018

2018-10-30 Stock Market Concern About Power Shift Risk in 2018 Midterm Elections


Janet Yellen was the FED Chair from February 3, 2014 to February 3, 2018. She replaced outgoing FED Chair Ben Bernanke (2006-2014).

Janet Yellen swears in to testify at her U.S. Senate Banking Committee confirmation hearing in Washington, Nov. 14, 2013. REUTERS/Jason Reed
Janet Yellen swears in to testify at her U.S. Senate Banking Committee confirmation hearing in Washington, Nov. 14, 2013. REUTERS/Jason Reed

Archived Reports Under Yellen

2014

2014-07-22 Buckle up – The Economy Might Be a ‘Yellen’


Federal Reserve Reserve Board Chairman Ben Bernanke (2007). (Image credit: AP Photo/Susan Walsh)

Archived Reports Under Bernanke.

2012

2012.12.12 The U.S. FED Printing $85 Billion Per Month of “Stimulus”

2012.01.10 Analysis: Fed Sends Nearly $77 Billion to the Treasury?

2011

2011.02.02 The FED’s Shell Game? Profitable or Insolvent?

2010

2010.11.04 Uncle Ben, Inflation is Already Here

2009

2009.12.15 Who Do You Believe? Today’s Mixed Headlines

2009.11.04 Fed Leaves Rates Unchanged. Utopia Trade Continues With Caution

2009.08.13 Why Higher Rates is a Bad Move for the FED and the Economy Right Now


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