Disclaimer & Terms of Service

October 29th, 2013

Legal Disclaimer. Terms of Service (TOS).

Please note and assume the following general legal disclaimer regarding all published articles and other work whether or not it is explicitly noted.

“The information provided herein should not be deemed as investment, tax, or legal advice. NetAdvisor.org®, any author of articles, reports and general published work (altogether and from hereon and herein referred to as “we” and “us” and “our”) are not a tax or legal advisor, and we do not hold ourselves out to the general public as a financial advisor. Always seek a professional qualified advisor for any such advice sought. We not responsible for 3rd party content such as links from published work(s), and thus we do not guarantee their accuracy. Third party links may be subject to copyright, and are provided as a reference to the matter(s) being discussed. Any images or other relevant information associated in published articles or other content is being used under USC Title 17, Section 107-118, “fair use.”  Any information that may be provided herein is not intended to be a solicitation to buy, sell, or short any securities, commodities, futures, options, hedge funds, private equity funds, property, or any other investment, or other service. The information provided via us and or “Net Advisor™” is believed to be reliable, to author’s knowledge, experience and belief and supporting data; however is not guaranteed. Information posted is generally based on U.S.A. data, and may not apply uniformly to non-U.S.A. counties. Information, data, posts, articles, etc., are provided on an “as is” and without any warranties, guarantees or representations of any kind whether implied or not. Any and all information posted herein or attached is generally current at time of posting, and may be subject to change without notice. Financial markets, political, economic and other conditions can change; therefore, our or author’s opinions may change at any time without notice. Consulting and or other business services are provided by separate, independent, contracted companies and or via independent advisors; by law, we and our providers cannot make any certain guarantees of future outcomes. Past performance is not an indicator of future performance. We do our best to insure complete accuracy. Please know we are human, and thus not responsible for typographical errors. Please advise us if you find an area for editing review. Our policies may be amended from time to time and will be published on this page. Thank you!”

Social Media Disclaimer.
Any “following”, “friending,” “liking,” “Re-tweeting” or the similar in social networks including but not limited to Facebook, Twitter, MySpace, etc., does not necessarily constitute endorsement. We may use third-party technology to add and remove accounts, and seek to block “offensive” accounts. We also may use third-party technology to auto-follow-back others. We cannot guarantee we catch every instance of spam or offensive content. Posted comments or tweets by Net Advisor™ is not necessarily endorsed by NetAdvisor.org®, KMG, Inc., or our current parent company or organization. We have no known control over who gets associated and when or for how long via the twitter follower dialog box in the right column of this website. These are generally recent twitter followers. This process is done automatically by an application plug-in which was developed by a 3rd party for public use. If you have any concerns please send direct message to @NetAdvisor or e-mail us here. Thank you for your support!

Additional Disclaimer/ Disclosure.
All education media and other articles written by Net Advisor™ are published through and property of KMG, Inc.  – a non-profit corporation used under license.

Consulting and other business services are contracted through independent service providers which may be either for profit or non-profit corporations or organizations and whom are responsible for their own services and content that may appear on our website. KMG, Inc. – a non-profit organization does not necessarily endorse any other company or advertisement or third party links that may appear on the netadvisor.org® domain.

Privacy Policy.
We collect information from visiting this site which may include IP addresses, and country of origin. Information collected is generally used to see how visitors are using the website, what topics have current interest, monitoring general site traffic, monitoring any unauthorized use, track and remove spammers, and maintain general integrity of the website. We do not sell your information or have any malicious or covert intent to cause any issues to visitors.

Posting Comments.
Comments are welcome. We have made it easier now to post comments on our articles. To reduce spam messages, comments may be held for moderation. Comments deemed as spam will be archived including the IP address from where the spam apparently originated, and may be analyzed and investigated if there is a chronic issue. For everyone else with good intent, we will post comments on-topic as long as they do NOT include profanity, alcohol, drug, “adult oriented” websites or inappropriate references. We welcome debates and comments of opposing views. Links posted in comment section that contains inappropriate material, advertising, solicitation or spam will not be posted. Comments may be edited to filter out prohibited links or language. Posted comments are done voluntary and become the property of NetAdvisor.org® and or KMG, Inc. – a non-profit corporation and without compensation or consideration. We do not post email addresses submitted with comments, and may be used for verification purposes, such as to inquire if that email address really made the comment. Thank you.

Site Rating.
Some websites have their own rating system in their code. We would rate out site as “PG-13″ due to media coverage of events such as terrorism, where there will be images, graphics and content that may not be appropriate for younger viewers. Parental discretion is hereby advised.

Links.
Links are provided as a reference to the information discussed. If a link is lined out (“Lined out“)  it means our system has automatically discovered that the link is either broken, has moved, or was removed by the original content owner. We do try and repair and update links back to their information source whenever possible. In some cases we may use PDF files to replace broken links, or to help maintain the original content. Please notify us for link repair.

Advertising.
Some 3rd party applications we may use could contain 3rd party ads in exchange for using the “free” application. Links to 3rd-party websites used to reference cited sources of information often will contain ads that we have no control of. In order to keep the content on this domain free, we have recently partnered with one or more 3rd party companies that will manage ads that may appear on this domain. Depending on the success of this test, we may receive a percentage of ad or ad-related revenue. This domain, netadvisor.org is still maintained as a non-profit education media org. The company or companies that manage advertising are generally considered as for-profit entitles, not affiliated netadvisor.org or KMG, Inc. – a non-profit corporation. The organization’s corporate, financial, and or general advisor will assist in setting up, reviewing content on behalf of netadvisor.org or KMG, Inc. – a non-profit corporation. Since this is a new area, all content may not be thoroughly reviewed, but we have requested the content to be “appropriate” for our reader audience. If there are any ad content concerns, please advise us of those concerns. We do not provide any advertiser with any personal information from our subscribers, those who have provided us with a name or email address.

Cookies.
This website and 3rd parties may use “cookies.” Cookies are very common and used by pretty much every web-host. We use 3rd party services to see how people are using the website, including monitor web-traffic. Most search engines such use cookies including for monitoring search term popularity and advertising interests. Advertisers on this site may place 3rd party cookies which can be used for ad-related traffic reasons. We have no malicious intent, or subversive use of cookies. Cookies can also be removed from Microsoft Internet Explorer, Firefox, and on other web browsers.

Donations.
At this time any voluntary donations made to support our organization, content work and web development is not tax-deductible. Donations are made to a 3rd party company who is acting as our custodian. The custodian is not receiving a fee or any part of direct donations made to our organization. Instead, the custodian will receive up to 100% advertising fees generated from this domain. The anticipated ad fees are not expected to be material in nature; if it were someone would have bought us out by now. We have had our legal counsel review changing our potential tax status, from previously operating on zero revenue, and as purely a volunteer operation. Any potential change to our current structure is slightly involved and complicated, and may be costly to change structural options at this time. If there are tax and or legal experts in this area working with general NPO’s who would like to help us, it would be most appreciated. We may decide to restructure on our own at a later date.

We Protect and Respect Your Privacy.
We do NOT sell, rent, give, lend, offer, exchange, etc, your email address, or personal information to any marketing company or other 3rd party for any 3rd party sales, marketing or advertising purposes. Subscribing to our content is spam free. Please subscribe directly from our website at http://www.netadvisor.org and not any 3rd party website bearing a similar name or likeness. You can unsubscribe anytime.

Trade Mark Notice:
Net Advisor.org®  is a Trade Mark Registered in the U.S. Patent and Trademark Office, used under license. Net Advisor™ is also a Trade Mark used under license.

Please be advised we are NOT affiliated with any other organization, company or website that attempts to bear our domain or company name or any similarity as such. We are not affiliated with any .com .net or other domain extensions.

Media or other Inquiries.
For media or other inquiries, please contact us by email or send a live message on twitter to @NetAdvisor.

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NetAdvisor.org® is a non-profit organization providing public education and analysis primarily on the U.S. financial markets, personal finance and analysis with a transparent look into U.S. public policy. We also perform and report on financial investigations to help protect the public interest. Read More.

Posted: 07.01.2009. Policy last updated: 10.29.2013

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